Money

Net Worth Calculator

Compare total assets and liabilities to calculate net worth.

MyToolPantry.comNet Worth Calculator

Net Worth Calculator result

ToolEnter your information below

Assets

Cash and checking ($)Taxable investments ($)Retirement accounts ($)Home market value ($)Vehicles ($)Other assets ($)

Liabilities

Mortgage balance ($)Credit-card balances ($)Student loans ($)Auto loans ($)Other debt ($)

Total assets$610,000.00Total liabilities$279,500.00Net worth$330,500.00Liquid assets$100,000.00Home equity$105,000.00Debt-to-assets ratio45.82%

Net worth = total assets − total liabilities. Use current reasonable values and outstanding balances from the same date. Liquid assets here include only cash/checking and taxable investments; retirement accounts, property and vehicles are reported separately. A negative result is valid and means liabilities exceed assets. Selling costs, taxes, account restrictions, pensions, business interests, insurance value and contingent debts are not estimated. This is a dated personal balance-sheet estimate, not an investment-performance forecast.

Save or exportOptional

Item nameNotes

Project folderSection

No project folder exists yet. Create a project folder first.

Save to projectKeep this result with related tools and data.

My Projects

How this tool works

Net worth is total assets minus total liabilities, with the entered categories shown separately for review.

Limits to know

Asset values and liabilities must be current and measured consistently. Taxes on sale, liquidity, pensions, business interests, contingent debts, and valuation uncertainty can change net worth.